KOSTENPowered by Int+

Simple, transparent pricing.

Choose the right plan to automate approvals, protect company budgets, and disburse instant payouts across Nigerian commercial banks.

Basic

₦ 18,000/ mo

Billed monthly

  • Up to 15 Users with role-based policies
  • Dynamic Flows (Up to 7 steps) & logic branching
  • Wallet Integration
  • Priority CAC (KYB) Verification desk
  • Advanced 1-year Audit Trail & formatted Excel exports
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Growth

₦ 45,000/ mo

Billed monthly

  • Up to 30 Users with role-based policies
  • Up to 3 Branches & subsidiary consolidation
  • Dynamic Flows (Up to 7 steps) & logic branching
  • Wallet integrations
  • Priority CAC (KYB) Verification desk
  • Advanced 1-year Audit Trail & formatted Excel exports
Start Free Trial

Enterprise

For Multi-Branch • Conglomerates

Custom

Tailored annual contract & volume discounts

  • Unlimited Users with granular permissions
  • Unlimited Branches & subsidiary consolidation
  • Group Dashboard & Parent Ledger consolidation
  • Dedicated Account Manager & White-glove KYB
  • Custom Flows & ERP integrations (SAP, NetSuite, Odoo)
  • SOC2 Type II & Central Bank (CBN) compliance SLA
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COMMON QUESTIONS

Frequently Asked Questions

Your company pre-funds a dedicated virtual NUBAN held with our licensed partner banks (Providus Bank and Wema Bank). Once an expense clears your approval chain, Kosten pays the verified recipient account instantly via NIBSS Instant Payments (NIP) — usually in under 2 seconds.

No. There is no setup fee on any plan, and every plan starts with a 14-day zero-risk trial.

Yes. You can upgrade or downgrade at any time from your admin console. Changes take effect from your next billing cycle, and yearly plans keep the 20% saving.

Certified True Copies of your CAC Form 1.1 or CAC Status Report (showing your RC/BN number), plus biometric/BVN validation of at least two designated operating directors or signatories.

INSTITUTIONAL SCALE SUPPORT

Still have questions? Chat with our financial operations experts.

We guide finance controllers, internal auditors, and CFOs through branch segregation, ERP sync, and automated spending limits.

Talk to Sales